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How is the Available Credit on my TD Credit Card calculated?

Available Credit is the amount of credit that is available to you at any time on the Account. It is the positive difference between the Credit Limit and the Balance that is owed on the Account. Your Available Credit may not be up to date at all times, including if a payment or other Transaction has not yet been processed or posted to the Account. Some Merchants may pre-authorize the amount or estimated amount of a Purchase and that will reduce the Available Credit. You can review your Cardholder Agreement for more details.

You can view your credit limit and available credit on your TD Credit Card on EasyWeb, the TD app, or your monthly Credit Card statement.

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