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What is Overdraft Interest?
Overdraft Interest is applied to your account for any time throughout the month when you are overdrawn, regardless of whether or not you have Overdraft Protection. (Once the overdraft is paid, the interest stops accruing.)
Overdraft Interest is not included in the fee for Overdraft Protection, and is charged at a rate of 21% per annum.
Read more about the overdraft protection options offered by TD Canada Trust.
Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.