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How do Balance Transfers work?

Overview of Balance Transfers

If you are carrying balances on non-TD credit cards such as gas and retail store cards which may have higher interest rates, you could save money by transferring those balances to your lower interest rate TD Credit Card Account. Just call the TD Credit Card Customer Service Centre, and have the account numbers and balances of your other credit cards ready when you call. We'll do the rest!

Please note: Unlike purchases, Balance Transfers are treated as Cash Advances and accrue interest from the date of posting. However, Balance Transfers are not subject to Cash Advance transaction fees.

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