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What happens if I exceed my TD credit card limit?
Exceeding your TD credit card limit
The TD credit card system will attempt to authorize your transactions at point of purchase depending on your credit quality, existing limit, and your transaction amount.
Please note that all TD credit cards are subject to a overlimit fee, when applicable.
No overlimit fee applies to Visa Infinite and Visa Infinite Privilege Accounts.
Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.