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How long will U.S. bill payments take to be delivered and processed?

Please Note: As of October 18, 2018 the U.S. Bill Pay service will be discontinued on EasyWeb Online Banking and the TD app.

 

 

​We want to let you know that TD does have alternative options for you to pay your US bills:

When you make a payment using U.S. Bill Pay, the payment amount is withdrawn from your account immediately.  A U.S. dollar cheque will be sent by mail to the payee and delivered usually within 5 U.S. business days.  Additional time may be required for the payee to apply payment to your account.

The following provides the general timeline of a payment.

 

U.S. Bill Pay Payment

Time funds are withdrawn from bank account

Estimated Day of Delivery of U.S. Cheque payment to Payee's Address1

Monday - Friday before 11:59 p.m. ET (8:59 p.m. PT)

Example 1:Wed JUL 15 at 10:30 a.m. ET

Immediately, dated the same business day if made by 8:59 p.m. ET; dated next business day if made after 8:59 p.m. ET

Example 1:Wed JUL 15 at 10:30 a.m. ET

Usually within 5 U.S. business days from date funds are withdrawn

Example 1:By or before Wed JUL 22

Saturday, Sunday, or holiday before 11:59 p.m. ET

Example 2:Sat OCT 24 at 8:10 p.m. ET

Immediately, dated the next business day

Example 2:Sat OCT 24 at 8:10 p.m. ET, dated Mon OCT 26

Usually within 5 U.S. business days from date funds are withdrawn

Example 2:By or before Fri OCT 30

Example 2:  If you made a U.S. Bill Pay payment using EasyWeb or the TD app (on Android, iPhone and iPad devices only) on Saturday, October 24, before 11:59 p.m. ET (8:59 p.m. PT), the funds would be withdrawn from your account immediately and dated in your bank account business day Monday, October 26, prepared for processing after TD's Saturday, October 24, 11:59 p.m. ET cutoff, and a U.S cheque issued and sent by mail by Tuesday, October 27 and delivered by Friday October 30.1Example 1:  If you made a U.S. Bill Pay payment using EasyWeb or the TD app (on AndroidTM, iPhone and iPad devices only) on Wednesday, July 15, before 11:59 p.m. ET (8:59 p.m. PT), the funds would be withdrawn from your account immediately and dated in your bank account July 15, (dated July 16 if payment was made after 8:59 p.m. ET), prepared for processing after TD's 11:59 p.m. ET cut-off, and a U.S cheque issued and sent by mail by Friday, July 17 and delivered by Wednesday, July 22.1

1 Estimated timelines only.  Additional time may be required for delivery of the cheque and for the payee to apply the payment to your account.  When making your payment please allow enough time for delivery and processing.

TM Android is a trade-mark of Google Inc.
iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

 

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