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Can my mortgage be assumed by the new purchaser of my home?
In certain circumstances, a purchaser may be able to assume your mortgage when you sell the property. The purchaser wishing to assume the TD Canada Trust mortgage must qualify for the mortgage under normal mortgage application criteria. It is important to remember the new credit application must be as strong as or better than the original application.
To discuss your mortgage situation and the best option to meet your needs, please visit your local branch for assistance. Alternatively, you may contact our Mortgage Specialists at 1-866-222-3456 (option '2'). Mortgage Specialists are available Monday to Friday 7 AM to 11 PM and Saturday 10 AM to 6 PM.
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Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.