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What types of withdrawals can be made from an RDSP?

There are several types of payments that can be made to the beneficiary of an RDSP. Lifetime Disability Assistance Payments (LDAP) are payments that, once they are started, must be paid at least annually until either the plan is terminated or the beneficiary has died.

The second type of payment is a Disability Assistance Payment (DAP). This form of payment can be paid to the beneficiary any time after the RDSP is established. It is important to talk with your advisor about this option, as it may entail repayment of government bonds and grants.


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