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How do I send a wire transfer?

To send a wire transfer, you need to visit your local branch and provide the following information about the recipient's account:
  • Account holder name and full address
  • Account number 
  • Branch number and full address 
  • Institution number 
  • Swift Code / BIC / IBAN code
  • Routing Number (international)
(Swift stands for Society for Worldwide Interbank Financial Telecommunication.  It is a unique identification code for both financial and non-financial institutions, used for International as well as Canadian wire payments.)

A wire transfer takes approximately 3-5 business days to be processed. Transfer cost is between $30-$80, depending on the currency and amount, and may also be subject to a fee by the receiving bank, as well as any intermediary banks.

If you want to send a wire transfer to your TD Canada Trust account use Interac e-Transfer Service.

Another great option for sending money (within Canada and internationally) is Visa Direct.  Visa Direct enables customers to send money to anyone with a valid and eligible Visa Debit, Visa Credit, or Visa Reloadable Prepaid card.   Learn more about Visa Direct.


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