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What happens if I exceed my TD Credit Card limit?
The TD credit card system will attempt to authorize your Transactions at point of purchase depending on your credit quality, existing limit, and your transaction amount.
If we allow any Transaction or the Balance to exceed the Credit Limit, you are responsible for, and must pay, the amount that exceeds the Credit Limit on or before the Payment Due Date.
The Account may be charged an overlimit fee, as shown on the Disclosure Statement. Only one overlimit fee is charged per statement period.