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How can the recipient access the money sent to their Visa card through a Visa Direct? Can they withdraw the cash?

Card Type

Fund Availability

Money sent to a Visa Debit Card

All Visa Debit Cards are linked to a bank account. Money transferred to a Visa Debit Card will be available in the card holder’s bank account that the Visa Debit Card is linked to. This is similar to a wire transfer, where money is deposited into the bank account. The recipient can either withdraw the money at an ATM or use their card to make purchases as they would normally use their Visa Debit Card.

Money sent to a Visa Credit Card

Money transferred to a recipient’s Visa Credit Card will appear as a credit balance on the card OR will pay down the balance payable on the credit card. Recipients can use their Visa Credit Cards at merchant locations, for online transactions or to withdraw funds from an ATM in the form of a cash advance. Note: Regular cash advance fees or interest charges may apply as applicable on credit cards.

Money sent to a Reloadable Visa Prepaid Card

Money transferred to a Reloadable Visa Prepaid Card will be available as additional funds available for use at merchant locations, online or for withdrawals.

 

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