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How do I qualify for a mortgage?
To qualify for a mortgage, an applicant's gross annual income, credit history, and assets and liabilities (past or present) all influence our final credit decision.
To determine the amount of mortgage you may qualify for, try our Mortgage Affordability Calculator to help you determine the right amount of mortgage for your financial situation. Another tool to help you review your mortgage options is our Which Mortgage Works for Me? Tool, which recommends a mortgage product that is best suited to your needs.
Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.