How can we help you?
We matched that to:
What is the difference between a Pre-Authorized Payment and a Pre-Authorized Debit?
A Pre-Authorized Payment (PAP) allows you to arrange automatic monthly payments from your TD Credit Card Account to pay a regularly recurring bill from a merchant.
A Pre-Authorized Debit (PAD) allows you to arrange automatic monthly payments to pay your TD Credit Card Account from your deposit account at any Canadian Financial Institution. Set up a PAD.