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Why was I charged an annual fee when I have not activated my credit card?
Applicable annual fees are charged on your first statement after your first use of the Card and annually thereafter in the same month.
To activate your card please call the number on your card. If you’ve lost your activation sticker then please call TD Credit Cards Customer Service.
Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.