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Why is the Pending Transaction amount higher than the amount I actually spent?
Sometimes before a purchase transaction is completed, the merchant may first submit an authorization request for a fixed amount. This could happen where you make a 'pay at the pump' gas purchase or a hotel or car rental reservation. In these cases, the actual amount of your purchase will only appear in your Posted Transactions list 3-5 business days after the date of your purchase. Until this happens, the Available Credit for your Account will be reduced by the fixed amount requested by the merchant.
Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.