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When will my Credit Card Balance Transfers be processed?

 

The following applies to TD credit card Balance Transfers made through EasyWeb:
 
Transaction Date
(= Date Balance Transfer Requested)
Available Credit Transaction Posted to Visa Account Balance Transfer Preparation by TD credit card Begins Balance Transfer Funds Transmitted to Payee

Monday - Friday before 11:59 p.m. Eastern Time (ET), (before 8:59 p.m. Pacific Time)

Updated Immediately

In 2 business days, dated the same business day as your transaction date

Same business day (after 11:59 p.m. ET or 8:59 p.m PT)

Next business
day

Saturday - Sunday before 11:59 p.m. ET Sunday

Updated Immediately

In 2 business days, dated the next business day after your transaction date

Sunday (after 11:59 p.m. ET or 8:59 p.m. PT)

Next business
day

Statutory holiday before 11:59 p.m. ET

Updated Immediately

In 2 business days, dated the next business day after your transaction date

Same day (,after 11:59 p.m. ET or 8:59 p.m PT)

Next business
day

All times and dates are effective as of July 10, 2008 and subject to change.
 
Note: If you make a mistake in requesting your Balance Transfer, please note that you have only until 11:59 p.m. ET (8:59 p.m PT) that day (your transaction date) to have your Balance Transfer cancelled by calling EasyLine at 1-866-222-3456 and speaking to a Telephone Banking Specialist. We will not be able to change or correct any errors after that time.
 
Examples:
  • If you pay your non-TD credit card using the TD credit card Balance Transfer functionality available through  EasyWeb on a Thursday before 11:59 p.m. ET (before 8:59 p.m. PT), your available credit will be updated immediately. You can expect your Balance Transfer to be posted to your TD Visa Account within 2 business days (Monday) with Thursday’s date as the transaction date. The Balance Transfer should be prepared for processing after the 11:59 p.m. ET (8:59 p.m PT) cutoff, and forwarded to the other credit card company (or their designate) on Friday.
  • If you make the same TD credit card Balance Transfer through EasyWeb on a Saturday or Sunday at or before 11:59 p.m. ET (8:59 p.m PT), your available credit is also updated immediately. The transaction date that will appear on your TD credit card statement for this Balance Transfer is the date you requested your Balance Transfer through EasyWeb (either Saturday or Sunday). You can expect your Balance Transfer to be posted to your TD credit card Account within 2 business days (i.e. Tuesday) from your transaction date. The Balance Transfer should be processed after the Sunday evening 11:59 p.m. (8:59 p.m. PT) cutoff, and forwarded to the other credit card company (or their designate) on the next business day (i.e Monday).

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