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Is there a limit on how many Cash Back Dollars I can earn?

With the TD Cash Back Visa* Card there are caps on the accelerated earn rate in everyday spend categories of grocery, gas and regularly recurring bill payments. In these categories, you earn 1% in Cash Back Dollars for every dollar spent up to a maximum annual spend of $5,000 per category. After which you will earn Cash Back Dollars at the standard rate of 0.5% that applies to all other purchases made with your Card. All other purchases made with your Card outside of these three categories will earn 0.5% in Cash Back Dollars with no annual spending cap.

With the TD Cash Back Visa Infinite* Card there are caps on the accelerated earn rate in everyday spend categories of grocery, gas and regularly recurring bill payments. In these categories, you earn 3% in Cash Back Dollars for every dollar spent up to a maximum annual spend of $15,000 per category. After which you will earn Cash Back Dollars at the standard rate of 1% that applies to all other purchases made with your Card. All other purchases made with your Card outside of these three categories will earn 1% in Cash Back dollars with no annual spending cap.

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