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Why do I have to answer this TD IdentificationPlus question?

Please note: We’re gradually replacing security questions with Two-Step Verification which sends you a unique security code by text or voice message to your device of choice whenever we need to verify your identity. You simply enter that security code into the TD screen and continue banking. In the meantime, your account may still use IdentificationPlus Security Questions to verify your identity

For additional security, please answer the security questions to complete your request. These are the same TD IdentificationPlus security questions and answers you selected when you enrolled in EasyWeb, the TD app or WebBroker.

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