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What information will I need to provide when I apply for a Loan, Overdraft protection or Line of Credit?
In order to process your application for a loan, overdraft protection or a line of credit, you will be asked to provide –
Loans
- The purpose for your application, such as home renovations or a new car purchase
- Personal details such as your name, address, birth date and Social Insurance Number (SIN optional)
- Employment and income details
- Details about a co-signor, if applicable
- Your assets, such as a car, bank accounts, investments, houses, etc.
- Your liabilities, including any loans, credit card balances, mortgages, etc., and the total of your monthly payments
Overdraft Protection
- Personal details such as your name, address, birth date and Social Insurance Number (SIN optional)
- Employment and income details
- Your assets, such as a car, bank accounts, investments, houses, etc.
- Your liabilities, including any loans, credit card balances, mortgages, etc., and the total of your monthly payments
Personal Lines of Credit
- The purpose for your application, such as home renovations or a new car purchase
- Personal details such as your name, address, birth date and Social Insurance Number (SIN optional)
- Employment and income details
- Details about a co-signor, if applicable
- Your assets, such as a car, bank accounts, investments, houses, etc.
- Your liabilities, including any loans, credit card balances, mortgages, etc., and the total of your monthly payments
Also, you will need to provide the following additional documents if you are using your home as security --
- Property tax confirmation
- A copy of your property insurance policy
>> Apply for a single borrower personal loan, unsecured line of credit or overdraft protection online now.
* We are not able to process Joint Applications online for the following Personal Credit Products: Loans (including RSP) and Lines of Credit. If you would like to apply for a joint loan or line of credit please visit your nearest TD Canada Trust Branch or by calling 1 877 247 2265.
Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.