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What are the payment options for loans and lines of credit?

For lines of credit, payments are required on a monthly basis. However, you can set up weekly, rapid weekly, biweekly, rapid biweekly and semi-monthly payments on the fixed-rate portion of your Line of Credit at any time during the term.

Personal loan payments can be weekly, rapid weekly, biweekly, rapid biweekly and semi-monthly. Each payment consists of a portion of interest and a portion of principal. The proportion of interest is higher in the first payment, and it is reduced as the principal is repaid.