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Why is having a budget important?

Since budgeting allows you to understand if you are spending more money than you are bringing in or earning more money than you are spending, it will help ensure you have enough money for the things you need and the things that are important to you. Following a budget can help you manage your money and be a better saver.

When creating a budget, it is important to ensure you include all expenses and income to paint an accurate picture of your finances.

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