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Does it make a difference if I contribute regularly to my RSP?
Contributing weekly, biweekly or monthly is an excellent way to budget for your RSP contributions. Making regular contributions not only avoids the last-minute scramble for a large, lump sum contribution, but, as the example in question 11 below highlights, you can also earn more tax-deferred income than you would waiting until next year.
You can contribute regularly to a TD Mutual Funds RSP with a Pre-Authorized Purchase Plan, or invest regularly in TD Canada Trust GICs with a Pre-Authorized Transfer Service.
Our Contribution Calculator tool can help you determine your retirement needs and the savings required to reach your goals.
Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.