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What are Registered Accounts?

Self-Directed RSP and RIF: open a Self-Directed RSP/RIF if you are looking to shelter from taxes your choice of eligible investments, including mortgages.

Basic RSP and RIF: open a basic RSP/RIF if you want a low-cost, Self-Directed plan that allows you as an investor to hold some of the most popular registered plan investments.

Tax-Free Savings Account (TFSA): open a TFSA at any stage of your life and enjoy the benefits of tax-free income with the flexibility to withdraw your money at any time for any purpose.

Registered Education Savings Plan: open a RESP if you want to accumulate tax-free investment income while saving for your child's education.

Registered Disability Savings Plan (RDSP): open an RDSP to grow savings in a tax-deferred environment if you or someone you’re caring for has a disability.

 

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