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What's so important about a budget?

A budget is a financial tool to help you keep expenses and income in balance. As a student, your financial needs are fairly straightforward and predictable but your resources might be limited. Budgeting can help you to manage your spending patterns so you stay on track in managing limited financial resources.

As long as your expenses stay at or below your income or plan, then you're OK. If expenses exceed your expectations, you're spending your savings, running in the red. Once you get comfortable with budgeting, you will find that you can do more with your resources than you might have initially thought.

 

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