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How do I qualify for a mortgage?

To qualify for a mortgage, an applicant's gross annual income, credit history, and assets and liabilities (past or present) all influence our final credit decision.

To determine the amount of mortgage you may qualify for, try our Mortgage Affordability Calculator to help you determine the right amount of mortgage for your financial situation. Another tool to help you review your mortgage options is our Which Mortgage Works for Me? Tool, which recommends a mortgage product that is best suited to your needs.

To apply for a mortgage pre-approval today please visit your local TD Canada Trust branch or contact a Mobile Mortgage Specialist (MMS) in your area through our website or the TD mobile app.

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