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Can I move my mortgage to another property?

You may be able to move your mortgage to another property without losing your existing interest rate, mortgage balance and term, and you have the flexibility to increase the size of your mortgage. This is called "Porting". This helps you to save money by avoiding prepayment charges. If you pay off and discharge your original mortgage and your purchase does not occur at the same time, you may be able to “port” your old mortgage terms if the purchase is within 120 calendar days from the time you discharged your original mortgage.

To discuss the option of porting your mortgage, please contact our Mortgage Specialists at 1-866-222-3456 (option '2') or visit your TD Canada Trust Branch. Mortgage Specialists are available Monday to Friday 8 AM to 10 PM, Saturday & Sunday 10 AM to 6 PM (Eastern Standard time).

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