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Why is the Pending Transaction amount on my TD Credit Card higher than the amount I actually spent?
For certain types of transactions a Merchant may first submit an authorization request for a fixed amount. Common examples where this occurs are: 'pay at the pump' gas purchase, hotel or car rental reservation. In these cases, the actual transaction amount will appear as a Posted Transaction 3-5 business days after the date of the transaction. Until this happens, the Available Credit for your Account will be reduced by the fixed amount requested by the Merchant.
Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.