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How do I improve my credit rating?

You can improve your personal credit rating by paying your bills on or before the scheduled due date, monitoring how much revolving credit you regularly use by ensuring the balance on credit products is not consistently at or close to the credit limit, and limiting your number of credit applications or credit checks.

For more about your personal credit rating and how it is calculated, you can contact Equifax or TransUnion by phone or online.

Equifax: www.equifax.ca

1-800-465-7166 or 514-493-2314 / For all Canadian residents

TransUnion Canada: www.transunion.ca/fr

1-800-663-9980 / For English speaking residents across Canada except Quebec

1-877-713-3393 / For English speaking residents of Quebec, and French speaking residents across Canada

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