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What are my options to refinance my mortgage and consolidate other debt?

Debt consolidation is the process of combining various different debts into one loan. You can increase your mortgage and consolidate other debts in two ways:

  1. You may be able to keep the same interest rate and remaining term of your mortgage by blending the interest rate of the original mortgage with the interest rate for any new funds. 
  2. You may be able to replace your existing mortgage with a new one at current rates. Pay any prepayment charges for the early discharge. 

To learn more about increasing your mortgage, please contact our Mortgage Specialists at 1-866-222-3456 (option '2') or visit your TD Canada Trust Branch. Mortgage Specialists are available Monday to Friday 8 AM to 10 PM, Saturday & Sunday 10 AM to 6 PM (Eastern Standard time).

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