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How do I receive money using the INTERAC e-Transfer service?

When you receive money using Interac e-Transfer®, from a person or business that has sent you money, there are three ways funds can be deposited into your TD account:

1. Autodeposit

If you have registered your email address for Autodeposit, the money will be automatically deposited into your account without the need to answer a security question.

To enable Autodeposit when receiving an Interac e-Transfer, please see "How do I setup Autodeposit for INTERAC e-Transfer?"

2. Direct to Account

Direct to Account transactions will be deposited automatically into the eligible TD account number with no further action needed from you. At the sender's discretion, you may receive a notification from Interac by email or SMS/text message.

3. Using the security question

If you are sent money to your email or mobile number using Interac e-Transfer and are not registered for Autodeposit, you will first need to answer a security question provided by the sender in order to deposit the funds

To deposit the money you received:

  1. Open the Interac email or text message link and select TD to log into EasyWeb or the TD app
  2. Enter the correct answer to the Security Question and move to the next step.
  3. Select an account to deposit the funds.
    Note: on the TD app, Steps 2 and 3 are in reverse order.
  4. Review and confirm the information that you have entered.
  5. Press Deposit Now to finish the transaction

That's it! Your money has been deposited and a confirmation number is provided. The sender will be notified by email and/or text that the transaction was completed.

If you are expecting an Interac e-Transfer transaction and have not received an email and/or text from Interac e-Transfer services, check your 'Junk' mail folder. Contact the sender if you are expecting a Direct to Account transaction.

You can also receive money using the "Request Money" feature from an individual or a business.

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