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How do I contribute to a Registered Disability Savings Plan (RDSP)?

Here are the ways to make individual contributions to an RDSP:      

  1. Cash - must come from a TD Direct Trading Canadian Cash or Canadian Margin Account or a TD Canada Trust Account
  2. Cheque or Bank Draft
  3. Securities In-Kind    

Contributions can be up to a lifetime limit of $200,000. Contributions are made with after-tax dollars and are not tax-deductible.

  • Deposits/contributions can be made up until the end of the year the beneficiary turns 59  
  • All contributions made to an RDSP are non-refundable

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Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.

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