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You asked: Can I use my TD Credit Card internationally?

We matched that to: Can I use my TD Credit Card internationally?

Visa Credit Cards are accepted in more the 200 countries and territories around the world.

While you do not need to tell us when you are travelling and plan to use your TD Credit Card or Access Card, please ensure your contact details are up to date should we need to contact you in order to verify activity. Log in to EasyWeb Online banking and go to Profile & Settings to make your updates.

For TD Credit Cards except TD U.S. Dollar Credit Cards

When you make a Transaction in a foreign currency, we will convert it to Canadian currency at an exchange rate determined by Visa in effect at the time we post the transaction to your Account. We then apply a fee of 2.5% which you can find in your Disclosure Statement.

We automatically convert foreign currency to Canadian Dollars before recording Purchases or Cash Advances in your Account that use the following currencies:

  • Australian Dollars
  • Euros
  • Great British Pounds
  • Mexican Pesos
  • U.S. Dollars

For Purchases or Cash Advances in any currency other than what we state above, we will first convert the currency to U.S. Dollars and then to Canadian Dollars before recording them in your Account.

For complete details, see your TD Canada Trust Credit Cardholder Agreement.

For TD U.S. Dollar Credit Cards

Some Cardholders may use a TD U.S. Dollar Visa Credit Card to make Purchases or obtain Cash Advances in a currency other than U.S. Dollars. When you do so, we will convert the foreign currency (including Canadian dollars) to U.S. Dollars before recording it in the Account.

When you make a Transaction in a foreign currency, we will convert it to U.S. Dollar currency at an exchange rate determined by Visa in effect at the time we post the transaction to your Account. We then apply a fee of 2.5% which you can find in your Disclosure Statement

For complete details, see your TD Canada Trust U.S. Dollar Credit Cardholder Agreement (PDF).

If your Card is lost or stolen while you are travelling abroad, you should immediately contact TD Credit Cards to request an emergency card replacement.

When you're not travelling, you can use the TD app to turn on the Block International Purchases feature on your personal credit card. This block prevents in-person purchases made outside of Canada, including U.S purchases. In-person purchases in Canada, all online transactions (including international), and all ATM cash advances (including international) will still go through.

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