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Can I withdraw money/cash from my RRIF/RIF?
An unscheduled cash withdrawal can be made at any time by request. Please call TD Direct Investing and speak with an Investment Representative today.
TD Direct Investing is not generally required to withhold tax on the mandatory minimum withdrawal amount.
TD Direct Investing is required to withhold tax on any amount in excess of the minimum payment.
Cash Withholidng Rates:
3) $15,000.01 and greater
All Provinces Except Quebec (total federal and provincial)
Provincial Rate for Quebec
Federal Rate for Quebec
You can choose a withholding tax rate higher than the standard tax rate.
To complete this request, please contact us.
Please note that the answers to the questions are for information purposes only for the products discussed. Individual circumstances may vary. In case of discrepancy, the documentation prevails.