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How do I reallocate the contributions or beneficiary in an RESP account?

Allocation is assigned to each beneficiary when the RESP account is originally set up. This means that contributions will be allocated according to the initial instructions.

To change the allocation percentage (for example, when one beneficiary turns 18 years of age) please visit your nearest TD Canada Trust branch or a TD Direct Investing location.

Please note: TD cannot change any allocation for contributions made in previous years.

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