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How do I contribute to a Registered Disability Savings Plan (RDSP)?
Here are the ways to make individual contributions to an RDSP:
- Cash - must come from a TD Direct Trading Canadian Cash or Canadian Margin Account or a TD Canada Trust Account
- Cheque or Bank Draft
- Securities In-Kind
Contributions can be up to a lifetime limit of $200,000. Contributions are made with after-tax dollars and are not tax-deductible.
- Deposits/contributions can be made up until the end of the year the beneficiary turns 59
- All contributions made to an RDSP are non-refundable
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