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What is a TD Direct Investing Registered Disability Savings Plan (RDSP)?

A Registered Disability Savings Plan (RDSP) is a savings plan intended to help families and others save for the long term financial security of a person with a disability. Contributions are not tax deductible and can be made until the end of the year in which the beneficiary turns 59 years of age. Based on family net income, the beneficiary may also be eligible for one or both of the following Government of Canada assistance programs:

Canada Disability Savings Grant (CDSG) of up to $3,500 per year, subject to a lifetime limit of $70,000.

Canada Disability Savings Bond (CDSB) of up to $1,000 per year, subject to a lifetime limit of $20,000.

For further information, please visit our website.

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